finance & fintech
Every dollar, accounted for as it's spent
Ledgerline issues your team corporate cards with the policy built in, tracks every budget in real time, and syncs a clean ledger to your accounting stack every night. The close stops being a monthly archaeology dig.
Pricing
What it costs
The listed number is the whole invoice — no interchange games, no fine print.
Launch
Unlimited virtual and physical cards, real-time budgets, and nightly accounting sync for teams up to 10. No card fees, no minimums.
Scale
Everything in Launch plus approval workflows, custom card policies, and multi-entity support. Priority support with a same-day response.
Enterprise
SSO and SCIM, ERP integrations, dedicated onboarding, and a named account manager. Security review and custom terms included.
Infrastructure
The rails
The systems between a swipe and a closed ledger.
Virtual Cards
Issue single-use or subscription cards in seconds, each with its own limit, merchant lock, and expiry. Kill a card without killing the vendor relationship.
Real-Time Budgets
Every team gets a budget that updates the moment a charge settles. Owners see burn as it happens — no more discovering the overage three weeks later.
Accounting Sync
Transactions land in your ledger nightly, pre-categorized with receipts and memos attached. Built for QuickBooks, Xero, and NetSuite, with rules you control.
Go live
Integration
From application to a clean first close — most of it happens on day one.
Apply & verify
Formation documents in, verification handled — no sales gauntlet in between.
Connect the stack
Bank on one side, accounting on the other. The integration is a login, not a project.
Issue with policy attached
Cards go out with limits, locks, and expiry already on them — enforcement happens at the terminal.
Close from a clean ledger
Categorized transactions with receipts land nightly. Month-end becomes a review, not a rebuild.
On the record
Finance teams that switched
“We went from a nine-day close to two. The ledger is just... correct when I open it. I still don't fully believe it and I check every month.”
“Merchant-locked cards ended our subscription sprawl overnight. When a tool tries to sneak in a renewal we didn't approve, the card just says no.”
“I gave every team lead a budget and stopped being the person who says no all day. Spend went down and nobody had to file an expense report.”
FAQ
Due diligence, answered
Security, sync, and what the cards cost — in plain English.
How fast can we get started?
Most companies are issuing cards the same day. Apply with your formation documents and EIN, connect your bank, and your first virtual cards are live within hours — physical cards arrive in about five business days.
Which accounting tools do you sync with?
QuickBooks Online, Xero, and NetSuite today, with a CSV export and API for everything else. Categorization rules are yours to define, and every synced transaction carries its receipt and memo.
How is our data protected?
Ledgerline is SOC 2 Type II audited, with data encrypted in transit and at rest and role-based access controls throughout. Card numbers are tokenized and never stored on our servers, and funds are held at partner banks with FDIC insurance on eligible balances.
What does it cost to use the cards?
Nothing. There are no card fees, no per-transaction fees, and no minimum balances on any plan. The Launch tier is genuinely free for teams up to 10; Scale is a flat $8 per user per month.
Can we set spend policies per team or per vendor?
Yes — policies attach to the card itself. Set limits, merchant categories, and expiry per card or per team, and out-of-policy charges are declined at the terminal rather than flagged after the fact.
Onboarding
Close the books in a day, not a week
Open an account, issue your first cards this afternoon, and see your first clean sync tonight. Free for teams up to 10 — no card fees, ever.
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